Pursuant to California Civil Code Section 2923.5– Foreclosure Requirements, the following information is provided to California Residents whose mortgage is serviced by Dyck-O’Neal Inc:
- The following options that may be available to borrowers who are unable to afford their mortgage payments and who wish to avoid foreclosure: delinquency curing (Second Chance program), loan settlement, loan modification, deed in lieu, and short sale.
- Following is a list of financial documents borrowers should collect and be prepared to present when discussing options for avoiding foreclosure: Your last two years’ of tax returns, including all supporting schedules; a confidential financial statement (form will be made available to you), and most recent pay stub from your employer, if available.
- Our toll-free number for discussing your mortgage options is 800-447-2481, x-2161.
To find a HUD-certified housing agency. call (800) 569-4287
The following link will take borrowers to a list of HUD Approved Housing Counseling Agencies: HUD Approved Counseling Agencies
Other Helpful Resources:
https://www.consumerfinance.gov/